No Nasty $urprises

One flat rate for all Visa & Mastercard transactions.

No Nasty $urprises

One flat rate for all Visa & Mastercard transactions.

No Nasty $urprises

One flat rate for all Visa &
Mastercard transactions.

Simplify your card fees with Smartpay’s Simple Flat Rate. You always know what your monthly fees will be so there are no more confusing monthly statements or nasty surprises.

Simple flat merchant fees

One flat rate for Mastercard and Visa cards. So you pay the same flat rate for each transaction, no matter how your customer pays.

Terminal Included

Get a reliable EFTPOS terminal that’s simple to use, mobile and secure.

No Lock-in Contract

You need flexibility and certainty, which is why there is no minimum term and no annual fees^.

Get paid fast

Prompt payment to your chosen bank account.

How Simple Flat Rate works

You’ll get a tailored industry rate for every Visa and Mastercard credit card transaction. That means whether a customer turns up with a basic no frills card, or a platinum frequent flyer card, you’ll pay the same percentage. Tailoring for your industry means we can give you a more competitive rate because we’re not just lumping you in with businesses that have the same turnover as you but totally different clientele.

And if you have a great month and sales are up, the same flat rate applies. You won’t be charged penalty rates for extra turnover like you might be on a bank bundle. For customers using cheque or savings, you’ll just pay a low fixed charge.

You won’t need to grapple with interchange or scheme fees that differ for every card, or try and decipher confusing statements. You’ll know exactly what to expect when your bill arrives at the end of the month.

Read our frequently asked questions about Simple Flat Rate

How Simple Flat Rate works

You’ll get a tailored industry rate for every Visa and Mastercard credit card transaction. That means whether a customer turns up with a basic no frills card, or a platinum frequent flyer card, you’ll pay the same percentage. Tailoring for your industry means we can give you a more competitive rate because we’re not just lumping you in with businesses that have the same turnover as you but totally different clientele.

And if you have a great month and sales are up, the same flat rate applies. You won’t be charged penalty rates for extra turnover like you might be on a bank bundle. For customers using cheque or savings, you’ll just pay a low fixed charge.

You won’t need to grapple with interchange or scheme fees that differ for every card, or try and decipher confusing statements. You’ll know exactly what to expect when your bill arrives at the end of the month.

Read our frequently asked questions about Simple Flat Rate

How much could you save with Smartpay EFTPOS?

Betty found she could save hundreds

Betty’s Beauty is a Day Spa that averages a turnover of $20K a month. But around Christmas, Valentine’s Day and Mother’s Day, that can jump to around $30k per month.

When comparing her current bundled offer from her bank, Betty realises she could save hundreds of dollars a year by switching to Smartpay’s simple flat rate solution tailored for Day Spas.

*Example Only. Actual fees will be variable for each individual merchant subject to a number of assessment criteria.

Betty’s Monthly EFTPOS costs @ $20k monthly turnover
Monthly
costs
Simple Flat Rate Betty’s Business Bank
Transaction fees $196 $240
Annual saving of over $500!

 

Get Eftpos payments your way

More choice

You have the choice of pricing plan – either manage or eliminate payment costs. Plus, you’re free to choose your own business bank and there are no lock-in contracts.

Simple & transparent pricing

Terminal rental and paper rolls are included (or free!^). You’ll pay nothing for replacement of faulty equipment and add on features.

24/7 expert support

Our technical support team are dedicated to one thing – keeping your EFTPOS solution running 24/7.

Proven payment specialists

We’ve been making payments easy for nearly two decades. We develop our own software so we can bring you innovations, like Chinese QR payment, quickly.

Your Simple EFTPOS solution includes:

 Same flat % rate for all credit card transactions
 Prompt settlement to your chosen business bank account
 Free portable, lightweight terminal^ that connects through 3G, Wi-Fi or Broadband
 No commitment
 Free add ons like Cash Out, Tipping and Surcharge
 Free paper rolls – just pay delivery

Need a fee-free solution?

Need to reduce your costs? With no terminal rental* or transaction fees to pay, SmartCharge lets you keep every dollar from your sale.
Learn more.

Ready to simplify your Eftpos bill?

Get in touch

Give us a call on 1800 433 876 today, or submit your details and a payments specialist will call you back.

We can turn around your application by the next business day so you can start saving straight away.

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Terms and Conditions

^Setup Fee costs of $90 plus GST will be charged if you cancel within 12 months.
To view the full terms and conditions click here.

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