No Nasty $urprises
Make life easy with one flat rate for Mastercard, Visa, Alipay and WeChat Pay transactions.
No Nasty $urprises
Make life easy with one flat rate for Mastercard, Visa, Alipay and WeChat Pay transactions.
No Nasty
$urprises
Make life easy with one flat rate for Visa, Mastercard, Alipay and WeChat Pay transactions.
Get Simple Flat Rate and enjoy one flat fee for all Visa, Mastercard, Alipay and WeChat Pay transactions. When you open your monthly statement, you know what to expect.
No surprises. No stress.
Simple flat merchant fees
One flat rate for Mastercard, Visa, Alipay and WeChat Pay transactions So you pay the same flat rate for each transaction, no matter how your customer pays.
Terminal Included
Get a reliable EFTPOS terminal that’s simple to use, mobile and secure.
No Lock-in Contract
Get paid fast
How Simple Flat Rate works
You’ll get a tailored industry rate for every Mastercard, Visa, Alipay and WeChat Pay transaction. That means whether a customer turns up with a basic no frills card, or a platinum frequent flyer card, you’ll pay the same percentage. Tailoring for your industry means we can give you a more competitive rate because we’re not just lumping you in with businesses that have the same turnover as you but totally different clientele.
And if you have a great month and sales are up, the same flat rate applies. You won’t be charged penalty rates for extra turnover like you might be on a bank bundle. For customers using cheque or savings, you’ll just pay a low fixed charge.
Say goodbye to grappling with interchange or scheme fees that differ for every card, or trying to decipher confusing statements. You’ll know exactly what to expect when your bill arrives at the end of the month.
Read our frequently asked questions about Simple Flat Rate.
Confused about merchant fees? Find out how different plans compare.
How Simple Flat Rate works
You’ll get a tailored industry rate for every Mastercard, Visa, Alipay and WeChat Pay transaction. That means whether a customer turns up with a basic no frills card, or a platinum frequent flyer card, you’ll pay the same percentage. Tailoring for your industry means we can give you a more competitive rate because we’re not just lumping you in with businesses that have the same turnover as you but totally different clientele.
And if you have a great month and sales are up, the same flat rate applies. You won’t be charged penalty rates for extra turnover like you might be on a bank bundle. For customers using cheque or savings, you’ll just pay a low fixed charge.
You won’t need to grapple with interchange or scheme fees that differ for every card, or try and decipher confusing statements. You’ll know exactly what to expect when your bill arrives at the end of the month.
How much could you save with Simple Flat Rate EFTPOS?
Betty found she could save hundreds
Betty’s Beauty is a Day Spa that averages a turnover of $20K a month. But around Christmas, Valentine’s Day and Mother’s Day, that can jump to around $30k per month.
When comparing her current bundled offer from her bank, Betty realises she could save hundreds of dollars a year by switching to Smartpay’s simple flat rate solution tailored for Day Spas.
*Example Only. Actual fees will be variable for each individual merchant subject to a number of assessment criteria.
Betty’s Monthly EFTPOS costs @ $20k monthly turnover
Monthly costs |
Simple Flat Rate | Betty’s Business Bank |
Transaction fees | $196 | $240 |
Annual saving of over $500! |
Discover why 25,000 merchants choose Smartpay for EFTPOS
More choice
Simple honest pricing
Future proofed tech
Speedy 24/7 support
Your Simple EFTPOS solution includes:
✔ Same flat % rate for all credit card and QR transactions
✔ Free portable, lightweight terminal^ that connects through 3G, Wi-Fi or Broadband

Need a fee-free solution?
Need to reduce your costs? With no terminal rental* or transaction fees to pay, SmartCharge lets you keep every dollar from your sale.
Learn more.
Ready to simplify your EFTPOS bill?
Get in touch
We can turn around your application by the next business day so you can start saving straight away.
^Setup Fee costs of $90 plus GST will be charged if you cancel within 12 months. Shipping & handling fees applies to paper roll orders.
To view the full terms and conditions click here.