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Smarter EFTPOS

Solutions

We make EFTPOS simple and affordable with two smart plans and no long-term contracts.

Choose a plan that suits your business

Want a simple way to manage your payment costs or an easy way to pass them on? Either way you can keep your business bank and still get your money fast.

It’s your choice with Smartpay.

Zero Cost EFTPOS

Keep every dollar of every sale

Keep every dollar from every sale with an easy-as automated surcharge – no terminal rental* or transaction fees. Just more Ka-Ching!

No terminal rental for any terminal that processes $10,000+ in card transactions per month*

Simple Flat Rate

Know what you'll pay

Know what to expect every month with one flat rate for all Mastercard, Visa, Alipay and WeChat Pay transactions. No more confusing monthly statements or nasty surprises.

Compare our EFTPOS Plans

 Zero Cost EFTPOSSimple Flat Rate
Merchant service fees on card and QR transactionsZero merchant fees for credit or debitSimple flat rate for Visa, Mastercard, Alipay and WeChat Pay. Fixed flat rate for debit cards
Terminal rentalNo terminal rental for any terminal that process over $10,000 card transactions in that month*Terminal rental included^
Customer SurchargingLow automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customerLow automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customer
Free add on features
Including cash Out, Tipping and MOTO/card not present
  
Free paper rolls
Just pay delivery and handling
  
Accept all the latest payment methods including contactless, Apple Pay, Alipay and WeChat PayMerchant service fee payable for Alipay and WeChat Pay (surcharging coming soon) 
Lightweight portable EFTPOS terminal
Connect by 3G mobile, Wi-Fi or Broadband
  
24/7 support from technical specialists Available if you average over $15K per month in credit card transactions
EligibilityAvailable if you average over $10K per month in card transactionsIf you have turnover below this we can offer you a simple flat rate but with a fixed terminal rental fee.
 Zero Cost EFTPOSSimple Flat Rate

SmartCharge

Simple Flat Rate

Zero merchant fees for credit or debit Simple flat rate for Visa, Mastercard, Alipay and WeChat Pay. Fixed flat rate for debit cards.

SmartCharge

Simple Flat Rate

No terminal rental for any terminal that process over $10,000 card transactions in that month*Terminal rental included^

SmartCharge

Simple Flat Rate

Low automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customerLow automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customer
Including cash Out, Tipping and MOTO/card not present

SmartCharge

Simple Flat Rate

Just pay delivery and handling

SmartCharge

Simple Flat Rate

SmartCharge

Simple Flat Rate

Merchant service fee payable for Alipay and WeChat Pay (surcharging coming soon)

SmartCharge

Simple Flat Rate

Available if you average over $15K per month in credit card transactions

SmartCharge

Simple Flat Rate

Available if you average over $10K per month in credit card transactionsIf you have turnover below this we can offer you a simple flat rate but with a fixed terminal rental fee.

What our customers have to say

Easy setup process. Better rates than our bank which we are customers of over 10 years.

Matt H - Wodonga, VIC

Trades Services

I’m extremely happy… probably one of the best decisions I’ve made this year was to move across to Smartpay.

Aaron R - Darwin, NT

Leather goods retailer

Thank you to the Smartpay staff who worked hard to get an urgent terminal on time!

Ben H - Sydney, NSW

Education charity

Get advice from a payments specialist today!

Every month our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.