Get Started

Smarter EFTPOS Solutions

We make EFTPOS simple, with no-hassle solutions and no lock-in contracts.

Get Started

Pick The Perfect Plan For Your Business

Looking for a hassle-free EFTPOS solution that helps you save? We’ve got you! We make it a breeze to keep your business bank, and switch your EFTPOS to a solution trusted by 40,000+ businesses.

Smartpay Zero Cost™ EFTPOS

Say goodbye to EFTPOS fees

Keep every dollar from your sales with an easy-as automated surcharge – no terminal rental* or merchant fees. Just more money in your pocket!
  • No merchant service fees
  • Automated surcharging solution
  • Local 24/7 customer support
  • No terminal rental for businesses that process $10,000+ in card transactions per month
Stop Paying Merchant Fees

Simple Flat Rate

A predictable EFTPOS bill, every month

Know what to expect every month, with one flat rate for all Mastercard and Visa transactions. No more confusing monthly statements or nasty surprises!
  • Low flat rate for credit cards
  • Industry-tailored rates
  • Local 24/7 customer support
Keep Costs Low with Simple Flat Rate

Compare Our EFTPOS Plans

Smartpay
Zero Cost™ EFTPOS
Simple
Flat Rate
Merchant Service Fees
Zero merchant fees for credit or debit
Merchant Service Fees
Simple flat rate for Visa and Mastercard transactions.
Fixed flat rate for debit cards
Monthly Terminal Rental*
No terminal rental for any business that processes over $10,000 in card transactions per month
Monthly Terminal Rental*
$34.95+GST
Automated Surcharging
Add-on Features
Cash Out, Tipping and MOTO Transactions
Add-on Features
Cash Out, Tipping and MOTO Transactions
Accept all the latest payment methods
Accept all the latest payment methods
Portable Android EFTPOS terminal
Portable Android EFTPOS terminal
4G, Broadband & Wi-Fi Connectivity
4G, Broadband & Wi-Fi Connectivity
24/7 Local Customer Support
24/7 Local Customer Support
Get Started
Get Started
*For businesses transacting less than $10,000 per month on card transactions, a terminal rental fee of $34.95+GST applies.

Hear How Smartpay Helps Businesses Save

As the original Zero Cost™ EFTPOS solution provider, we’ve worked with tens of thousands of Aussie businesses for more than a decade, helping them save on merchant service fees and terminal rental.

Start Saving with Smartpay Today!

Every month our Payment Specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today.
Say Goodbye to EFTPOS Bills
Contact Sales on 1800 574 999
Products
Smartpay Zero Cost™ EFTPOS Simple Flat Rate POS & Payment Bundles
Features
EFTPOS Machine Integrated EFTPOS Credit Card Reader Portable EFTPOS Machine MOTO Payments Secure Payments Contactless Payments
Businesses
Hospitality Retail Trades/Services Hair & Beauty Food Services Automotive Small Business
Smartpay
About Us Reviews Investor Blog Careers Refer a Friend
Support
Status Help Centre Contact Us Order Paper Rolls New to EFTPOS
© 2025 Smartpay. All rights reserved.
Terms & Conditions Privacy Policy