We make EFTPOS simple and affordable with two smart plans and no long-term contracts.
Choose a plan that suits your business
Want a simple way to manage your payment costs or an easy way to pass them on? Either way you can keep your business bank and still get your money fast.
It’s your choice with Smartpay.
Zero Cost EFTPOS
Keep every dollar of every sale
Keep every dollar from every sale with an easy-as automated surcharge – no terminal rental* or transaction fees. Just more Ka-Ching!
- Zero merchant service fees
- Hassle-free surcharge solution
- 24/7 expert support
No terminal rental for any terminal that processes $10,000+ in card transactions per month*
Simple Flat Rate
Know what you'll pay
Know what to expect every month with one flat rate for all Mastercard, Visa, Alipay and WeChat Pay transactions. No more confusing monthly statements or nasty surprises.
- Low flat credit card rate
- Industry-tailored rates
- 24/7 expert support
Compare our EFTPOS Plans
| Zero Cost EFTPOS | Simple Flat Rate | |
|---|---|---|
| Merchant service fees on card and QR transactions | Zero merchant fees for credit or debit | Simple flat rate for Visa, Mastercard, Alipay and WeChat Pay. Fixed flat rate for debit cards |
| Terminal rental | No terminal rental for any terminal that process over $10,000 card transactions in that month* | Terminal rental included^ |
| Customer Surcharging | Low automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customer | Low automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customer |
| Free add on features Including cash Out, Tipping and MOTO/card not present | ||
| Free paper rolls Just pay delivery and handling | ||
| Accept all the latest payment methods including contactless, Apple Pay, Alipay and WeChat Pay | Merchant service fee payable for Alipay and WeChat Pay (surcharging coming soon) | |
| Lightweight portable EFTPOS terminal Connect by 3G mobile, Wi-Fi or Broadband | ||
| 24/7 support from technical specialists | Available if you average over $15K per month in credit card transactions | |
| Eligibility | Available if you average over $10K per month in card transactions | If you have turnover below this we can offer you a simple flat rate but with a fixed terminal rental fee. |
| Zero Cost EFTPOS | Simple Flat Rate |
SmartCharge |
Simple Flat Rate |
| Zero merchant fees for credit or debit | Simple flat rate for Visa, Mastercard, Alipay and WeChat Pay. Fixed flat rate for debit cards. |
SmartCharge | Simple Flat Rate |
| No terminal rental for any terminal that process over $10,000 card transactions in that month* | Terminal rental included^ |
SmartCharge | Simple Flat Rate |
| Low automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customer | Low automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customer |
Including cash Out, Tipping and MOTO/card not present
SmartCharge |
Simple Flat Rate |
Just pay delivery and handling
SmartCharge |
Simple Flat Rate |
SmartCharge |
Simple Flat Rate |
| Merchant service fee payable for Alipay and WeChat Pay (surcharging coming soon) |
SmartCharge |
Simple Flat Rate |
| Available if you average over $15K per month in credit card transactions |
SmartCharge | Simple Flat Rate |
| Available if you average over $10K per month in credit card transactions | If you have turnover below this we can offer you a simple flat rate but with a fixed terminal rental fee. |
What our customers have to say
Easy setup process. Better rates than our bank which we are customers of over 10 years.
Matt H - Wodonga, VIC
Matt H - Wodonga, VIC
Trades Services
I’m extremely happy… probably one of the best decisions I’ve made this year was to move across to Smartpay.
Aaron R - Darwin, NT
Aaron R - Darwin, NT
Leather goods retailer
Thank you to the Smartpay staff who worked hard to get an urgent terminal on time!
Ben H - Sydney, NSW
Ben H - Sydney, NSW
Education charity
Easy setup process. Better rates than our bank which we are customers of over 10 years.
Matt H - Wodonga, VIC
Trades Services
I’m extremely happy… probably one of the best decisions I’ve made this year was to move across to Smartpay.
Aaron R - Darwin, NT
Leather goods retailer
Thank you to the Smartpay staff who worked hard to get an urgent terminal on time!
Ben H - Sydney, NSW
Education charity
Get advice from a payments specialist today!
Every month our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.