1800 433 876

Smarter EFTPOS
Solutions

We make EFTPOS simple and affordable with
two smart plans and no long-term contracts.

Compare our EFTPOS Plans

Smarter
EFTPOS 
Solutions

We make EFTPOS simple and affordable with two smart plans and no long-term contracts.

Compare our EFTPOS Plans

Choose a plan that suits your business

Want a simple way to manage your payment costs or an easy way to pass them on?
Either way you can keep your business bank and still get your money fast.

It’s your choice with Smartpay.

SmartCharge

Keep every dollar of every sale

Keep every dollar from every sale with an easy-as automated surcharge – no terminal rental* or transaction fees.
Just more Ka-Ching!

N

Zero merchant service fees

N

Hassle-free surcharge solution

N

24/7 expert support

No terminal rental for any terminal that processes
$10,000+ in credit cards within the month*

Find out more

Simple Flat Rate

Know what you’ll pay

Know what to expect every month with one flat rate for all Mastercard, Visa, Alipay and WeChat Pay transactions. No more confusing monthly statements or nasty surprises.

N

Low flat credit card rate

N

Industry-tailored rates

N

24/7 expert support

Terminal rental included when you process an average of $15,000+ in cards per month
Find out more

Want to understand what drives the cost of your EFTPOS bill?

Find out more about merchant service fees >

Want to understand what drives the cost of your EFTPOS bill?

Find out more about merchant service fees >

Compare our EFTPOS Plans

 

SmartCharge

Simple Flat Rate
Merchant service fees on card and QR transactions
 Zero merchant fees for credit or debit Simple flat rate for Visa, Mastercard, Alipay and WeChat Pay. Fixed flat rate for debit cards
Terminal rental
 No terminal rental for any terminal that process over $10,000 credit card transactions in that month* Terminal rental included^
Customer surcharging
 Low automatic surcharge to your customers.
Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customer		 No surcharging unless you choose to apply your own surcharge
Free add on features

Including cash Out, Tipping and MOTO/card not present

 N N
Free paper rolls

Just pay delivery and handling

 N N
Accept all the latest payment methods including contactless, Apple Pay, Alipay and WeChat Pay

N

Merchant service fee payable for Alipay and WeChat Pay (surcharging coming soon)

N
Lightweight portable EFTPOS terminal

Connect by 3G mobile, Wi-Fi or Broadband

 N N
24/7 support from technical specialists
 N N
Eligibility

Available if you average over $10K per month in credit card transactions

Available if you average over $15K per month in credit card transactions

If you have turnover below this we can offer you a simple flat rate but with a fixed terminal rental fee.

See what you could save
with Smartcharge > 

 Learn how Simple Flat Rate
avoids nasty surprises >

 

Compare our EFTPOS Plans

Merchant service fees on card transactions?
SmartCharge
Simple Flat Rate
Zero merchant fees for credit or debit. Simple flat rate for Alipay and WeChat Pay (ability to surcharge to customer coming soon) Simple flat rate for Visa, Mastercard, Alipay and WeChat Pay.
Fixed flat rate for debit cards
Terminal rental?
SmartCharge
Simple Flat Rate
No terminal rental (requires minimum transaction value) Terminal included
Customer surcharging?
SmartCharge
Simple Flat Rate
Low automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customer No surcharging unless you choose to apply your own surcharge
Free add on features like Cash Out, Tipping and MOTO/card not present
SmartCharge
Simple Flat Rate
N N
Free paper rolls
SmartCharge
Simple Flat Rate
N
Just pay delivery and handling		 N
Just pay delivery and handling
Accept all the latest payment methods including contactless, Apple Pay, Alipay and WeChat Pay.
SmartCharge
Simple Flat Rate
N N
Lightweight portable EFTPOS terminal that can connect by 3G mobile, Wi-Fi or Broadband
SmartCharge
Simple Flat Rate
N N
24/7 support from technical specialists
SmartCharge
Simple Flat Rate
N N
Eligibility
SmartCharge
Simple Flat Rate

Available if you average over $10K per month in credit card transactions

Available if you average over $15K per month in credit card transactions

If you have turnover below this we can offer you a simple flat rate but with a fixed terminal rental fee 

Not sure which plan is right for you?
Get advice from a payments specialist today!

Every month our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. 
Talk to us about your business today.

Request a call back

Hear what our customers say about our plans

No matter your industry, we’ve got the perfect EFTPOS solution for you.
Whether you’re pouring craft beers, styling the perfect hair-do or repairing a car, Smartpay can help.

When I researched other options I got in touch with Smartpay – I loved the way it would save me a good chunk of money.

Aaron R - Darwin, NT

Leather goods retailer, SmartCharge customer

Better rates than our bank which we are customers of over 10 years.

Matt H – Wodonga, VIC

Trades Services, Simple Flat Rate customer

I used to pay $500 a month in fees which now I pass on to the customer easily. With SmartCharge, If I sell a product for $9.90 then I’m getting $9.90. I don’t have to pay any other charges. I’m getting all I am supposed to get.

Kumar C - Cairnlea, VIC

Restaurant, SmartCharge customer

About time someone is keeping the other crooks honest. No fees other than competitive one flat rate transaction fee. I now know where I stand with merchants fees.

Wayne S. - Wetherill Park, NSW

Sportswear Retail & Wholesale, Simple Flat Rate customer

Discover why 25,000 merchants choose Smartpay for EFTPOS

More choice

Choose how to control your costs. Choose your bank. Choose to stay with no lock-in contract.

Simple honest pricing

Simple plans and no hidden charges. No surprises. No Stress.

Future proofed tech

One smart device. Faster access to the latest payment innovations like Chinese QR payments.

Speedy 24/7 support

Need help with your EFTPOS at 2am? Our experts are here for you 24/7.

Get advice from a payments specialist today!

Every month our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution.
Talk to us about your business today. Phone us on 1800 433 876 or request a call back by completing the form below.

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^ If you don’t maintain this average transaction value we reserve the right to adjust your rate or move you to a more suitable plan that may charge terminal rental.

* On SmartCharge you need to process a minimum of $10,000 credit card transactions per terminal per month, otherwise it’s a $34.95 (plus GST) charge for terminal rental. You can’t aggregate the value of the terminal if you have more than one.

A Setup Fee cost of $90 plus GST will be charged if you cancel within 12 months. Shipping & handling fees apply to paper roll orders.

Read the full Terms & Conditions.

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