Smarter EFTPOS
Solutions
We make EFTPOS simple and affordable with
two smart plans and no long-term contracts.
Smarter
EFTPOS
Solutions
We make EFTPOS simple and affordable with two smart plans and no long-term contracts.
Choose a plan that suits your business
Want a simple way to manage your payment costs or an easy way to pass them on?
Either way you can keep your business bank and still get your money fast.
It’s your choice with Smartpay.
Eliminate your monthly EFTPOS bill
Keep every dollar from every sale with an easy-as automated surcharge – no terminal rental* or transaction fees.
Just more Ka-Ching!
Zero merchant service fees
No terminal rental*
Hassle-free surcharge solution
24/7 expert support
Know what you’ll pay
Know what to expect every month with one flat rate for all Mastercard, Visa, Alipay and WeChat Pay transactions. No more confusing monthly statements or nasty surprises.
Low flat credit card rate
Terminal rental included
Industry-tailored rates
24/7 expert support
Suitable for those processing $15,000+ in cards per month^
Want to understand what drives the cost of your EFTPOS bill?
Find out more about merchant service fees >
Want to understand what drives the cost of your EFTPOS bill?
Find out more about merchant service fees >
Compare our EFTPOS Plans
SmartCharge |
Simple Flat Rate |
|
Merchant service fees on card and QR transactions |
Zero merchant fees for credit or debit | Simple flat rate for Visa, Mastercard, Alipay and WeChat Pay. Fixed flat rate for debit cards |
Terminal rental |
No terminal rental (requires minimum transaction value) | Terminal included |
Customer surcharging |
Low automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customer |
No surcharging unless you choose to apply your own surcharge |
Free add on featuresIncluding cash Out, Tipping and MOTO/card not present |
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Free paper rollsJust pay delivery and handling |
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Accept all the latest payment methods including contactless, Apple Pay, Alipay and WeChat Pay |
Merchant service fee payable for Alipay and WeChat Pay (surcharging coming soon) |
|
Lightweight portable EFTPOS terminalConnect by 3G mobile, Wi-Fi or Broadband |
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24/7 support from technical specialists |
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Eligibility |
Available if you average over $10K per month in credit card transactions |
Available if you average over $15K per month in credit card transactions If you have turnover below this we can offer you a simple flat rate but with a fixed terminal rental fee. |
| Learn how Simple Flat Rate avoids nasty surprises > |
Compare our EFTPOS Plans
Merchant service fees on card transactions?
SmartCharge |
Simple Flat Rate |
| Zero merchant fees for credit or debit. Simple flat rate for Alipay and WeChat Pay (ability to surcharge to customer coming soon) | Simple flat rate for Visa, Mastercard, Alipay and WeChat Pay. Fixed flat rate for debit cards |
Terminal rental?
SmartCharge |
Simple Flat Rate |
| No terminal rental (requires minimum transaction value) | Terminal included |
Customer surcharging?
SmartCharge |
Simple Flat Rate |
| Low automatic surcharge to your customers. Option to absorb all debit fees, or pay specific transaction fees yourself on behalf of a customer | No surcharging unless you choose to apply your own surcharge |
Free add on features like Cash Out, Tipping and MOTO/card not present
SmartCharge |
Simple Flat Rate |
Free paper rolls
SmartCharge |
Simple Flat Rate |
Just pay delivery and handling |
Just pay delivery and handling |
Accept all the latest payment methods including contactless, Apple Pay, Alipay and WeChat Pay.
SmartCharge |
Simple Flat Rate |
Lightweight portable EFTPOS terminal that can connect by 3G mobile, Wi-Fi or Broadband
SmartCharge |
Simple Flat Rate |
24/7 support from technical specialists
SmartCharge |
Simple Flat Rate |
Eligibility
SmartCharge |
Simple Flat Rate |
|
Available if you average over $10K per month in credit card transactions |
Available if you average over $15K per month in credit card transactions If you have turnover below this we can offer you a simple flat rate but with a fixed terminal rental fee |
Not sure which plan is right for you?
Get advice from a payments specialist today!
Every month our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution.
Talk to us about your business today.
Hear what our customers say about our plans
No matter your industry, we’ve got the perfect EFTPOS solution for you.
Whether you’re pouring craft beers, styling the perfect hair-do or repairing a car, Smartpay can help.
When I researched other options I got in touch with Smartpay – I loved the way it would save me a good chunk of money.
I used to pay $500 a month in fees which now I pass on to the customer easily. With SmartCharge, If I sell a product for $9.90 then I’m getting $9.90. I don’t have to pay any other charges. I’m getting all I am supposed to get.
About time someone is keeping the other crooks honest. No fees other than competitive one flat rate transaction fee. I now know where I stand with merchants fees.
Discover why 25,000 merchants choose Smartpay for EFTPOS
More choice
Simple honest pricing
Future proofed tech
Speedy 24/7 support
Get advice from a payments specialist today!
Every month our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution.
Talk to us about your business today. Phone us on 1800 433 876 or request a call back by completing the form below.
^ If you don’t maintain this average transaction value we reserve the right to move you to a more suitable plan that may charge terminal rental.
* On SmartCharge you need to process a minimum $10,000 credit card transactions per terminal per month, otherwise it’s a $34.95 (including GST) charge for terminal rental. You can’t aggregate the value of the terminal if you have more than one.
* Setup Fee costs of $90 plus GST will be charged if you cancel within 12 months. Shipping & handling fees apply to paper roll orders.
Read the full Terms & Conditions.