Smartpay Customer Reviews

See Why Smartpay is Australia’s Best Choice for Business EFTPOS

Smartpay is your trusted payment solutions provider with a proud history of serving over 35,000 businesses. With years of experience delivering cutting-edge payment technology, we’re a preferred payments partner for businesses in Australia and New Zealand.

Our mission is to simplify payments and empower businesses like yours with efficient, secure and reliable payment solutions. We’ve partnered with businesses of all sizes, from local boutiques to thriving franchises, helping them save on EFTPOS fees. Our fleet is over 48,000 terminals and counting.

Join thousands of businesses who’ve made the switch to Smartpay. Explore our solutions and customer reviews to find out why we’re best-in-class at providing EFTPOS solutions.

Visa card tapping Smartpay Android terminal surrounded by cosmetic accessories

Trusted by 40,000+ Businesses Like Yours

Our customers are saving thousands of dollars a year by eliminating their EFTPOS fees.
Versa Skin shop outside front of store

"Easy setup process. Better rates than our bank, which we are customers of over 10 years."

Matt H
Wodonga, VIC, Trades Services
Ella Bache cashier front

"I’m extremely happy… probably one of the best decisions I’ve made this year was to move across to Smartpay."

Aaron R
Darwin, NT, Leather goods retailer
Eclipse store front

“Thank you to the Smartpay staff who worked hard to get an urgent terminal on time!”

Ben H
Sydney, NSW Education charity

Why Choose Smartpay?

When it comes to EFTPOS solutions for businesses, Smartpay leads the way as a provider of choice. Here are some of the things our customers love us for:

Tailored EFTPOS solutions

You’re in control. Choose from automated surcharging with Smartpay Zero Cost™ EFTPOS or a Simple Flat Rate.

Customise Your EFTPOS Machine

Enjoy add-on payment features and select POS integrations free of charge.

No Lock-In Contracts

With no lock-in contracts, we offer flexibility and support as your business changes.

24/7 Support

Mishaps occur at any time, but our 24/7 support means that an expert will always be there to help with your EFTPOS machine.

User Friendly Terminal

Plug & Play EFTPOS machines make set-up and troubleshooting a breeze.

Keep Your Bank Account

No need to ditch your bank. Enjoy next day settlement to your existing bank account.

At Smartpay, we understand the unique situations businesses face, that’s why we provide you with choice. We offer a range of EFTPOS solutions, including Smartpay Zero Cost™ EFTPOS and Simple Flat Rate. Our EFTPOS solutions are designed to help your business save on EFTPOS fees.

We’re on a mission to give you a better deal than the bank and make payments simple for your business. Join thousands of thriving small-to-medium-sized businesses across Australia who enjoy the Smartpay difference.

Hand holding phone tapping Android terminal with Pizza accessories in background

Who Uses Smartpay?

Our solutions are loved by businesses of all sizes and industries across Australia. With cost savings to reinvest, improved cash flow and simple end of month reconciliation, it’s easy to see why we are the EFTPOS solution of choice.

Wide shot of man tapping phone on Android terminal held by worker in a Cafe Shop

Hospitality

Take payments at the table or the counter​The EFTPOS solution for cafés, bars, pubs or restaurants. Suited features include:

Portable Terminals

Take payments at the table or the counter​

POS Integration

Manage orders, inventory and reservations

Tipping & Cash Out

Available to add optionally

Hair & Beauty

The EFTPOS solution for spas, salons, nail bars and hairdressers/barbers. Suited features include:

Plug & Play Terminals

Process payments quickly and in style

POS Integration

Manage customer appointments and loyalty programs

Customisable Surcharging

You choose when and how a surcharge applies
Hand holding Terminal on Wooden table surrounded by barber accessories
Phone tapping a Smartpay terminal over terrazzo counter with clothing and accessories around

Retail

Retail businesses of all niches and sizes. Suited features include:

Portable Terminals

Perfect for in-store and offsite payments (pop-ups or events)

POS Integration

Easily manage inventory, sales reporting and more

Plug & Play Terminals

Process payments quickly and in style

Food Services

Food retail and services like butchers, takeaways and food stores. Suited features include:

Easy-To-Use Terminals

Plug & play, multi-connectivity and portability

POS Integration

Easy management of stock, orders and customers

Customisable Surcharging

You choose when and how a surcharge applies
Hand holding Android terminal on top of wooden table with different food items
Wide shot of Women tapping card on Android terminal at a mechanic

Automotive

Tune up your savings with the perfect EFTPOS solution for mechanics, panel beaters, tyre stores and more. Suited features include:

Portable Terminals

Perfect for taking payments in the workshop or offsite after job completion.

Customiseable Surcharging

You choose when and how a surcharge applies.

POS Integration

Easy management of stock, orders and customers.

Save on Merchant Service Fees with Smartpay EFTPOS Machines

Our EFTPOS solutions are designed to help your business save on EFTPOS fees, or receive a predictable bill.

Choose the best EFTPOS plan for your business.

Smartpay Zero Cost™ EFTPOS

Say goodbye to EFTPOS fees

Never pay EFTPOS fees again when you switch to Smartpay. Our Smartpay Zero Cost™ solution lets you take payments without worrying about transaction fees. Smartpay Zero Cost™ EFTPOS is the way to eliminate your business' EFTPOS fees.

Simple Flat Rate

A predictable EFTPOS bill, every month

Transparent and simple pricing, with a Simple Flat Rate for all Visa and Mastercard transactions.

Start Saving with Smartpay Today!

Every month our Payment Specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today.