Credit Card Reader

The one device for any and all credit card payments: it’s portable, secure and ready for you to use.

Affordable and Reliable Credit Card Machine for Small-Medium Businesses

Need a credit card reader for your business? Smartpay has you covered! You’ll have a credit card reader that is reliable, affordable and has 24/7 AUNZ based support. 

With Smartpay Zero Cost™ EFTPOS you won’t have to pay merchant fees or terminal rental (if you turnover more than $10,000 per month in card transactions). Turning over less than $10K per month? Simple Flat Rate gives you one, simple rate for all card transactions still with our brand new Smartpay EFTPOS machine.

Your EFTPOS terminal will include a variety of features that can make it easier for customers to connect with your business. Pick and choose the free add-ons that suit your business, including important features like tipping and refunds.

Smart Features for Your Credit Card Machine

Accept Popular Credit Cards Without the Fees

Accept all major credit cards, plus contactless Apple Pay & Google Pay. All with no merchant fees with Smartpay Zero Cost™ EFTPOS.

Mobile Credit Card Reader

Take payments here, there and anywhere with your lightweight, portable card reader. It’s wireless, simple to use and comes with a free charging dock.

Secure Transactions, Every Time

With the latest security measures, a privacy screen and automatic software updates, you can rest easy knowing your transactions are secure.

Seamless Integration with POS Systems

Keep your business operations seamless with EFTPOS integration between your credit card machine and your point of sale (POS).

Why Choose Smartpay?

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Smartpay logo
Other EFTPOS providers
Simple to use terminal
No monthly terminal rental*
Flat-fee debit insert option
Surcharge bypass button
No extra 4G SIM charges
24/7, 365 days AU/NZ based support
EFTPOS specialists
*Applies to Smartpay Zero Cost™ EFTPOS. Minimum turnover and terms apply.

FAQs

A credit card reader is a device that allows businesses to accept payments. The machine ‘reads’ the information from credit cards which is where the term ‘credit card reader’ comes from!  

Smartpay’s EFTPOS terminal accepts chip cards, contactless cards and mobile wallets like Apple Pay or Google Pay. The card reader communicates in an encrypted language to the card through a chip or contactless.

To choose a card machine you should first ensure the machine includes all the features you might need such as tipping, 4G connectivity, POS integration, surcharging, etc. Next, find a low cost or no cost solution such as Smartpay Zero Cost™ EFTPOS.

There are no established differences between a ‘card reader’ and a ‘card machine’. Sometimes however card readers are referred to as smaller, less technologically advanced devices compared to card machines. 

When you use Smartpay, you’ll find the funds from all card transactions settled to your chosen bank account the next business day.

You can add various free features to your credit card reader, so you only need one of our mobile card readers to do everything your business needs for payments. No more multiple readers and devices cluttering your countertop. Print receipts directly from our EFTPOS machine or choose to turn them off and save paper.

You choose how to connect, with options including a secure, dedicated payments network powered by a free 4G SIM card. Or, connect via your own Wi-Fi or Broadband. Both contactless and chip payments can be performed on any of these networks.

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Tailored Solutions for Every Industry

We’ve been helping businesses like yours for over 20 years in countless industries. From hospitality to hairdressing, bakeries to breweries and everything in between we’ve helped over 35,000+ businesses save millions of dollars.

Cost-Effective and Transparent Pricing

Looking for a hassle-free EFTPOS solution that helps you save? We’ve got you! We make it a breeze to keep your business bank, and switch your EFTPOS to a solution trusted by 40,000+ businesses.

Smartpay Zero Cost™ EFTPOS

Say goodbye to EFTPOS fees

Keep every dollar from your sales with an easy-as automated surcharge – no terminal rental* or merchant fees. Just more money in your pocket!
  • No merchant service fees
  • Automated surcharging solution
  • Local 24/7 customer support
  • No terminal rental for businesses that process $10,000+ in card transactions per month

Simple Flat Rate

A predictable EFTPOS bill, every month

Know what to expect every month, with one flat rate for all Mastercard and Visa transactions. No more confusing monthly statements or nasty surprises!
  • Low flat rate for credit cards
  • Industry-tailored rates
  • Local 24/7 customer support

Ready to Enhance Payment Processing with Our Credit Card Reader?

Every month our Payment Specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today.

Get Your Credit Card Reader

Every month our Payment Specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today.

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