EFTPOS Machine for Small Business

Join the league of businesses seizing every sale and saving big with Smartpay's EFTPOS expertise.

What Are The Benefits Of Using EFTPOS For A Small Business?

It's no secret that card payments have seen a dramatic rise, with digital payments and a global pandemic adding fuel to the fire when it comes to the uptake of EFTPOS transactions. As business owners know - more card payments typically mean more fees. That’s where we step in: With Smartpay Zero Cost™ EFTPOS, you can wave goodbye to merchant fees and terminal rental, reducing your EFTPOS bill to $0.

Hand holding Smartpay Android terminal with payment screen on

Unlock The Best EFTPOS Experience For Businesses

Smartpay is here to help your business. Our EFTPOS machines provide a variety of features designed to save you costly transaction fees, while making payments seamless for your customers.

Our EFTPOS terminal can accept card payments from all major companies including Visa, Mastercard and American Express, as well as from mobile wallets like Apple Pay or Google Pay, so you can cater to any customer payment method.

Smartpay EFTPOS machines are also a mobile card reader, meaning that you can accept payments wherever you want, including at the customer's table or on their way out the door.

Seamless Contactless Payments

Our EFTPOS terminal allows customers a choice between mobile or card payments to perform contactless transactions, including Apple Pay and Google Pay.

Effortless Point of Sale (POS) Integrations

No need for a new point of sale (POS) system as our EFTPOS machine can be integrated with a number of POS providers for faster checkout times.

Mobile EFTPOS Tailored for Any Small Business

Pay at the counter, around an event or at the customer's table with our mobile EFTPOS machines and their Broadband, Wi-Fi or Built-in 4G connectivity.

Ultra-secure Payments

All payments processed through Smartpay EFTPOS are securely encrypted to protect you and your customers.

Smart Automated Surcharging

Smartpay Zero Cost™ EFTPOS solution surcharges automatically, so no need for guesswork.

Accept All Major Payments

In all the popular ways

Tailored EFTPOS Solutions Specifically For Small Business

Looking to eliminate or reduce your business' monthly EFTPOS fees? Smartpay offers payment solutions to help you save money that can be better spent investing in your business.

Smartpay Zero Cost™ EFTPOS

Say goodbye to EFTPOS fees

A “fee-free” EFTPOS machine is no longer a myth with Smartpay Zero Cost™ EFTPOS. By applying an automatically calculated surcharge to card and contactless payments, you can remove the usual costs that come with EFTPOS, including terminal rental! Enjoy no monthly rental fees or merchant fees.

Simple Flat Rate

A predictable EFTPOS bill, every month

If you want to reduce your monthly EFTPOS bill, you can opt for the Simple Flat Rate solution. This way, regardless of the cost or means of paying for a transaction, you pay the same flat fee. No more expensive EFTPOS bills that surprise you.

Discover Why Over 40,000 Australian Businesses Choose Smartpay

24/7 Support

Mishaps occur at any time, but our 24/7 support means that an expert will always be there to help with your EFTPOS machine.

Latest Payment Innovations

Our payment solutions encompass the latest innovations in mobile payments, including Chinese mobile payments

No Lock-In Contracts

We understand small business EFTPOS needs flexibility, which is why we do not have a minimum term or annual fees on your EFTPOS machine.

Transparent Pricing

All costs stated upfront, meaning no hidden costs or fees.

EFTPOS Specialists

Banks do banking, we do EFTPOS. In other words, we’re here to help you with one thing - seamlessly processing secure payments!
Trusted by 35,000+ Businesses

Moving to Smartpay saved us $7k p.a. in terminal fees. The change over was very straight forward. The terminals are compact - reliable & easy to use. Savings aside… the level of service exceptional.

Edward

How To Get An EFTPOS Machine For Your Small Business

Step 1

Submit an enquiry and speak to a Payment Specialist

Step 2

Select a suitable EFTPOS plan for your business

Step 3

Complete a quick application over the phone

Step 4

Receive your terminal, and plug & play!

No Matter Your Industry, Smartpay EFTPOS Machines Can Help

Smartpay's EFTPOS machines have helped thousands of businesses save or eliminate their EFTPOS bills across a heap of industries.

+ Many, Many More!

Whatever your industry Smartpay is here to help with your EFTPOS payments.

Start Saving with Smartpay Today!

Every month our Payment Specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today.

Small Business EFTPOS FAQs

With new providers popping up regularly, it’s important to choose a trusted EFTPOS partner for your business. Other important factors to consider include: 

  • Customer Support: Does your provider offer a 24/7 local support option?

  • EFTPOS Specialists: Is your provider a specialist when it comes to EFTPOS & card payments, or are they offering a variety of financial products?

  • Reliability: Does your provider offer a free 4G sim card and WiFi connectivity?

  • Fees & Charges: Do they charge your merchant fees and terminal rental?

  • EFTPOS Terminal: Do they try and make you purchase an EFTPOS facility outright?

With Smartpay Zero Cost™ EFTPOS, nothing*! By passing on a small surcharge to your customers, you will offset merchant fees and terminal rental, meaning you don’t need to pay to use our EFTPOS facilities, saving you money on every tap, swipe or insert!

*Minimum turnover and terms apply.

As the original provider of Smartpay Zero Cost™ EFTPOS, we’ve helped business completely eliminate their merchant fees and terminal rental* for years - meaning as a business, you can pay nothing to take payments.

*Minimum turnover and terms apply.

Generally, our Payment Specialists can have you up and running in less than a week after you complete a quick application over the phone.

Yes, when completing your application with Smartpay, you’ll need to provide a business bank for settlement purposes. There’s no need to switch your business bank account - we’ll settle into your existing bank.

Setting up your Smartpay card machine is simple. Once you receive your machine, simply plug it in, and start processing payments. If you need a helping hand, our 24/7 AU/NZ based support can guide you through the process.

How Much Could You Save on Merchant Fees by Switching to Smartpay?

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