Banks do banking. We do payments. Discover the difference and get a better deal today.
Partner with Australasia’s largest independent EFTPOS provider
We’ve been helping Aussie and Kiwi businesses with payment solutions for almost 20 years.
We build payments products especially for business owners like you.
Here’s just a few ways we can help you.
More choice
Choose how to control your costs. Choose your bank. Choose to stay with no lock-in contract.
Simple honest pricing
Simple plans and no hidden charges. No surprises. No Stress.
Future proofed tech
One smart device. Faster access to the latest payment innovations like Chinese QR payments
Speedy 24/7 support
Need help with your EFTPOS at 2am? Our experts are here for you 24/7.
The independent payments experts
Smartpay is the largest independently owned and operated EFTPOS provider in Australasia and, no bragging, we’re pretty darn good at it.
We provide reliable EFTPOS solutions and superfast settlement. We’re big on service with 24/7 expert support, and include many add-on features as standard. We offer a choice of flat rates or automated surcharging, so you know what to expect every month.
Basically, we just do a whole lot of things better than the banks; and it seems Australian businesses like that.
Our Service Promise
24/7 Expert Support
Get help when you need it. Our technical experts are available 24/7, 365 days a year. We also supply and service our own terminals.
Prompt and free equipment replacement
If you experience a fault with your EFTPOS machine that can’t be resolved by our technical support team over the phone, we will get you a free replacement.
Ongoing free security and software updates
We’ll keep you secure with ongoing remote updates to your EFTPOS terminal so you’re always up to date. Check out our EFTPOS terminal and it’s features.
Transparent charges
Know exactly what you’ll pay in merchant service fees at the end of the month. Compare our plans.
Next-day settlement
Get paid the next business day to your chosen business bank account.
Keep your business bank
You don’t have to move business banks with Smartpay. We just do payments.
Not sure surcharging is for you?
We can still simplify your fees with no terminal rental with our Simple Flat Rate plan.
Hear what our customers have to say
No matter your industry, we’ve got the perfect EFTPOS solution for you.
Whether you’re pouring craft beers, styling the perfect hair-do or repairing a car, Smartpay can help
I have been with this company for about six months now and best move over ever made for my business I couldn’t be happier.
Laura C. - Kyabram, VIC
Laura C. - Kyabram, VIC
Restaurant owner
We joined Smartpay 4 months ago and at this stage we’re projected to save $5,000 over a year. Highly recommend them. Customers wanting to avoid paying a fee can pay cash – easy.
Eren B. - Sebastopol, VIC
Eren B. - Sebastopol, VIC
Restaurant owner
I have just started with Smartpay. So far loving it. It will be saving approx $800 a month. Highly recommended.
Evelyn G. - Blackbutt, QLD
Evelyn G. - Blackbutt, QLD
Cafe owner
I have been with this company for about six months now and best move over ever made for my business I couldn’t be happier.
Laura C. – Kyabram, VIC
Restaurant owner
We joined Smartpay 4 months ago and at this stage we’re projected to save $5,000 over a year. Highly recommend them. Customers wanting to avoid paying a fee can pay cash – easy.
Eren B. – Sebastopol, VIC
Restaurant owner
I have just started with Smartpay. So far loving it. It will be saving approx $800 a month. Highly recommended.
Evelyn G. – Blackbutt, QLD
Cafe owner
Zero Cost EFTPOS FAQs
Our lightweight terminal can connect via 3G mobile, Wi-Fi, or broadband and can support add-on functions like contactless payments, Tipping and Mail Order/Telephone Order (MOTO). PLUS coming soon – Alipay and WeChat Pay Chinese payments.
Any business with an average turnover of over $10000 per month of credit card transactions can apply for Zero Cost EFTPOS. If your turnover is below this on a particular month however you will be charged terminal rental but you won’t have any transaction fees to pay. To see how this minimum threshold is calculated, read the FAQ “Is terminal rental an extra charge?”.
We waive the $90 +GST set up fee on joining and you only need to pay it if you leave before 12 months.
Ready to say goodbye to EFTPOS bills?
Order Zero Cost EFTPOS today.
Every month our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.