Credit Card Reader – Smart, Secure & Fee-Free EFTPOS

Accept any and all credit card payments with no fuss. Whether you’re on the move or at the counter, stay secure and keep your business flowing with our reliable credit card reader.

Why 40,000+ Businesses Choose Smartpay’s Credit Card Reader

Visa card tapping Android terminal surrounded by takeaway shop items

Take Your Credit Card Reader Anywhere Your Customers Are

Accept credit payments here, there and anywhere with your lightweight, portable card reader. It's wireless, simple to use and comes with a free charging dock.

Secure Payments, Every Time

With the latest security measures, a privacy screen and automatic software updates, you can rest easy knowing your transactions are secure.
Wide show of women tapping card on Android terminal at Cafe

Connect Payments Seamlessly to Your POS

Keep your business operations seamless with EFTPOS integration between your credit card machine and your point of sale (POS).

Awarded for Helping Businesses Save on Merchant Fees

Not-so-humble brag alert: Our flexible and affordable payment options have won multiple WeMoney annual business awards. Whether you want Smartpay Zero Cost™ EFTPOS or a Simple Flat Rate solution, our cost-effective and transparent solutions can elevate your business.
Wide show ot Women tapping card on Android terminal at beauty salon counter

Let Customers Pay However They Want – Card, Tap, or Phone

Accept all major credit cards, plus contactless Apple Pay & Google Pay on a range of devices. Delight your customers by letting them pay their way.

In All The Popular Ways

The Credit Card Reader That Helps Small-Medium Businesses Save on Fees

Grow your business faster with a credit card reader that keeps more money in your pocket. We offer one machine with two choices for covering your fees.40,000+ businesses.

Want to pay no monthly fees for yor EFTPOS? Consider our Smartpay Zero Cost EFTPOS solution

  • Small automated surcharge added for customers, covering your transaction fees
  • $0 EFTPOS terminal rental if you process over $10,000 per month

Don’t want to surcharge your customers? Simple Flat Rate is for you

  • Pay $34.95 + GST per month for terminal rental
  • You’ll pay a single, tailored rate on each transaction
  • No surcharge passed on to your customers

Smartpay Credit Card Reader – Full Specs & Features

Contactless Payments

● Credit and debit card payments, including American Express
● Contactless card payments
● Contactless payments with smart devices (Apple Pay, Google Pay, Samsung Pay or Android Pay)
● MOTO (card not present) transactions

 

Connectivity Options

● Wi-Fi
● Built-in 4G mobile SIM card for on-the-go payments
● Broadband
● Mobile hotspot

Integration

● Integrate with 20+ POS systems, with more coming soon
● Integration options include cash registers, POS systems, kiosks, scales, scanners and more

Customisation Options and Other Features

● Tipping
● Refunds
● Surcharging and surcharge bypass option
● Built-in receipt printer
Wireless charging dock

Additional Specs

● Approximate dimensions: 178.3 x 78 x 54.2mm
● Approximate weight: 390g (Including Battery)

Battery

● All-day battery life with a wireless charging dock

Operating System

● Android

Security

● State of the art encryption
● Tamper-resistant design
● PCI DDS compliant

Award-Winning Credit Card Reader - Best for Value & Flexibility

We’re all about helping Australian businesses thrive. That’s why we’ve been awarded Best Value for Money – Merchant Terminals and Best for Flexibility – Merchant Terminals at WeMoney’s annual business awards.

These awards aren’t just for us – they’re for the 40,000+ businesses who rely on us for fast, reliable and cost-cutting EFTPOS. In challenging and uncertain times, we pride ourselves on being a partner you can rely on.

We’re EFTPOS specialists with the experience and expertise you need to elevate your business.

Over 250+ 5 Star Reviews

+300 Reviews
Outside shot of Cafe Shop

“We love our Smartpay EFTPOS solution. They are so easy to deal with. All the surcharging calculations come pre-programmed, and that’s a big time saver by itself.”

Marie
Third Base & Parkway
Store front of Ravir Boutique

"Switching to Smartpay has been a great move for our business. I can't recall a single blip in the past 12 months, and the fees are very reasonable. Even better, we no longer pay for the eftpos machine."

Raelene A
Ravir Boutique
2 people standing infront of Burger Hub Store front

"I've been been using smart pay for over 3 years now in my restaurant (burger hub) and it has been flawless. The customer service is out standing, i'm currently in the process of referring a friend for her weekend market stall."

Jason M
Burger Hub

FAQs

A credit card reader is a device that allows businesses to accept payments. The machine ‘reads’ the information from credit cards which is where the term ‘credit card reader’ comes from!  

Smartpay’s EFTPOS terminal accepts chip cards, contactless cards and mobile wallets like Apple Pay or Google Pay. The card reader communicates in an encrypted language to the card through a chip or contactless.

To choose a card machine you should first ensure the machine includes all the features you might need such as tipping, 4G connectivity, POS integration, surcharging, etc. Next, find a low cost or no cost solution such as Smartpay Zero Cost™ EFTPOS.

There are no established differences between a ‘card reader’ and a ‘card machine’. Sometimes, however, card readers are referred to as smaller, less technologically advanced devices compared to card machines.

When you use Smartpay, you’ll find the funds from all card transactions settled to your chosen bank account the next business day.

You can add various free features to your credit card reader, so you only need one of our mobile card readers to do everything your business needs for payments. No more multiple readers and devices cluttering your countertop. Print receipts directly from our EFTPOS machine or choose to turn them off and save paper.

You choose how to connect, with options including a secure, dedicated payments network powered by a free 4G SIM card. Or, connect via your own Wi-Fi or Broadband. Both contactless and chip payments can be performed on any of these networks.

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Tailored Solutions for Every Industry

We've been helping businesses like yours for over 20 years in countless industries. From hospitality to hairdressing, bakeries to breweries and everything in between we've helped over 40,000+ businesses save millions of dollars.

Cost-Effective and Transparent Pricing

Looking for a hassle-free EFTPOS solution that helps you save? We’ve got you! We make it a breeze to keep your business bank, and switch your EFTPOS to a solution trusted by 40,000+ businesses.

Smartpay Zero Cost™ EFTPOS

Say goodbye to EFTPOS fees

Keep every dollar from your sales with an easy-as automated surcharge – no terminal rental* or merchant fees*. Just more money in your pocket!
  • No merchant service fees
  • Automated surcharging solution
  • Local 24/7 customer support
  • No terminal rental for businesses that process $10,000+ in card transactions per month
*Minimum turnover and T&Cs apply

Simple Flat Rate

A predictable EFTPOS bill, every month

Know what to expect every month, with one flat rate for all Mastercard and Visa transactions. No more confusing monthly statements or nasty surprises!
  • Low flat rate for credit cards
  • Industry-tailored rates
  • Local 24/7 customer support

Ready to Enhance Payment Processing with Our Credit Card Reader?

Every month our Payment Specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today.

Get Your Credit Card Reader

Every month our Payment Specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today.

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