



Accept all major credit cards, plus contactless Apple Pay & Google Pay on a range of devices. Delight your customers by letting them pay their way.
Want to pay no monthly fees for yor EFTPOS? Consider our Smartpay Zero Cost™ EFTPOS solution
Don’t want to surcharge your customers? Simple Flat Rate is for you

We’re all about helping Australian businesses thrive. That’s why we’ve been awarded Best Value for Money – Merchant Terminals and Best for Flexibility – Merchant Terminals at WeMoney’s annual business awards.
These awards aren’t just for us – they’re for the 40,000+ businesses who rely on us for fast, reliable and cost-cutting EFTPOS. In challenging and uncertain times, we pride ourselves on being a partner you can rely on.
We’re EFTPOS specialists with the experience and expertise you need to elevate your business.
“We love our Smartpay EFTPOS solution. They are so easy to deal with. All the surcharging calculations come pre-programmed, and that’s a big time saver by itself.”
"Switching to Smartpay has been a great move for our business. I can't recall a single blip in the past 12 months, and the fees are very reasonable. Even better, we no longer pay for the eftpos machine."
"I've been been using smart pay for over 3 years now in my restaurant (burger hub) and it has been flawless. The customer service is out standing, i'm currently in the process of referring a friend for her weekend market stall."
A credit card reader is a device that allows businesses to accept payments. The machine ‘reads’ the information from credit cards which is where the term ‘credit card reader’ comes from!
Smartpay’s EFTPOS terminal accepts chip cards, contactless cards and mobile wallets like Apple Pay or Google Pay. The card reader communicates in an encrypted language to the card through a chip or contactless.
To choose a card machine you should first ensure the machine includes all the features you might need such as tipping, 4G connectivity, POS integration, surcharging, etc. Next, find a low cost or no cost solution such as Smartpay Zero Cost™ EFTPOS.
There are no established differences between a ‘card reader’ and a ‘card machine’. Sometimes, however, card readers are referred to as smaller, less technologically advanced devices compared to card machines.
When you use Smartpay, you’ll find the funds from all card transactions settled to your chosen bank account the next business day.
You can add various free features to your credit card reader, so you only need one of our mobile card readers to do everything your business needs for payments. No more multiple readers and devices cluttering your countertop. Print receipts directly from our EFTPOS machine or choose to turn them off and save paper.
You choose how to connect, with options including a secure, dedicated payments network powered by a free 4G SIM card. Or, connect via your own Wi-Fi or Broadband. Both contactless and chip payments can be performed on any of these networks.
We've been helping businesses like yours for over 20 years in countless industries. From hospitality to hairdressing, bakeries to breweries and everything in between we've helped over 40,000+ businesses save millions of dollars.


Find out in less than a minute