The Right EFTPOS Solution for Every Business

Simplify & Save On Your EFTPOS Payments with Smartpay

When you’re looking for an EFTPOS solution for your business, you want a partner who fits your business like a glove – a hands-on partner who offers best-in-class payment solutions. That’s why Smartpay offers an EFTPOS solution that’s tailored to suit your business needs so you can leave EFTPOS to the experts and focus on what you do best—helping your business thrive!

Whether you’re a busy café, a buzzing auto shop or a thriving hair and beauty salon, we’ve got an EFTPOS solution for you. Our Smartpay Zero Cost™ EFTPOS and Simple Flat Rate payment options are built to keep your business running smooth like butter.
Wide shot of Women tapping card on Android terminal at a mechanic

Pay $0* with Smartpay
Zero Cost™ EFTPOS

Smartpay Zero Cost™ EFTPOS automatically applies a minimal surcharge to the transaction, wiping out your EFTPOS fees, meaning more savings in your pocket to put back into your business for other expenses! Who doesn’t love savings?

Keep It Simple with
Simple Flat Rate

Is passing on a minimal surcharge not the right fit for your business? We’ve got you. Whether you’re processing a handful of transactions or hundreds, you’ll enjoy the same rate for all Visa and Mastercard transactions with our Simple Flat Rate option. No surprises, no hidden fees—just one simple rate, no matter how your customers choose to pay.

Whether you’re planning to surcharge or not, both these options allow you to take control of your business cash flow and save on EFTPOS fees.
person making payment using phone tapping Android terminal at Beauty salon counter

Comparison of EFTPOS Solutions

Smartpay Zero Cost™ EFTPOS
Simple Flat Rate
MOTO Payments
Portable Terminal
Built-in Receipt Printer
Next Business Day Settlements
Free 4G & WiFi Connectivity
One Rate for All Cards
No Hidden Fees & Charges
24/7 AUNZ Based Support
Long Terminal Battery Life
Point-of-Sale (POS) Integration
Automated Surcharging
Ability to Bypass Surcharge
Lock-in Contact
Best For:
Business owners that want to eliminate their EFTPOS bills altogether*
Business owners that don’t want to surcharge or turnover less than $10,000 per month

Why Choose Smartpay Zero Cost™ EFTPOS?

Say goodbye to EFTPOS fees

  • Savings: Unlimited fee free transactions*
  • No Fees: No monthly EFTPOS terminal rental fee*
  • Reduced Admin: Automatic calculation of a minimal surcharge to cover the cost of acceptance—no admin or guesswork
  • Flexible Ways for Your Customer to Pay: Tap and pay a small percentage rate for convenience, or debit insert for a flat 30c fee—it’s their choice!
  • Your Choice: Ability to opt to pay a surcharge on a customer’s behalf when processing a transaction

Why Choose Smartpay Simple Flat Rate?

A predictable EFTPOS bill, every month

  • Predictable Costs: Know exactly what you’ll pay on every transaction—no unexpected fees
  • Manage Your Cash Flow: With just one flat rate on all Visa and Mastercard transactions, you’ll know what your bill will be at the end of the month
  • Flexible Ways to Pay: Your customers can pay in all the ways they prefer. Tap for convenience and enjoy one simple rate or debit insert for a flat 30c fee
  • No lock-in contract: Know you’re getting the best rate with us: there is no minimum term and no annual fees^

Regardless Of The Solution You Choose, You Enjoy:

Set Up & Ready to Go

Your Smartpay EFTPOS terminal comes ready to use, out of the box. Just turn our terminal device on and start taking payments—easy as!

Simple Settlements

Get paid every business day into any business bank account you choose

Portable, Lightweight Terminal

Enjoy long-lasting battery life with our Android terminal—set up at the counter and accept payments or carry with you on the go

AUNZ Support 24/7, 365 days a year

we're here to help any time!

Check Out How These Businesses Are Thriving with Smartpay

Some of the many happy Smartpay customers that have saved thousands!
*Zero Cost™ EFTPOS has a minimum $10k+ per month turnover, otherwise it’s $34.95+GST terminal rental, per terminal, per month.
^Simple Flat Rate set up fee is waived ($90+GST) when joining, which you only pay if you leave before 12 months.
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