Your Dough Should Rise, Not Your EFTPOS Bill

Smartpay customers within food services are saving over $8m per year in merchant fees* with Smartpay Zero Cost™️ EFTPOS
*Based on Smartpay data Dec. 2021 - Nov. 2022
Banks do banking.
We do payments.
Switch to Smartpay Zero Cost™️ EFTPOS to get a better deal for your business and start saving today.

Smartpay Cashback Offer to NBIA members

We are offering a guaranteed $500 cashback for NBIA members switching their EFTPOS facilities to Smartpay.

This offer is only applicable to new Smartpay customers who are NBIA members. Terms and Conditions apply.


when you make the
switch to Smartpay
Visa Card accepted payment tapping Android terminal surrounded by pastries

How Much Could You Save With Smartpay Zero Cost™ EFTPOS?

Picture this – you’re a business that’s hitting a busy period, and when sales go up, so do your EFTPOS fees. But that’s not the way with Smartpay Zero Cost™ EFTPOS. Your costs are fixed at zero, even when sales are running hot. How good is that!
Smartpay Zero Cost™ EFTPOS
Monthly Fees
$250-$300 p/m
Terminal Rental
$29.95 p/m
Add on features

Find out how some of our customers have saved on EFTPOS fees and reinvested in their businesses

bakery display case

“Once you work out the savings with Smartpay’s Zero Cost™ EFTPOS solution, it’s a no-brainer. Smartpay is so easy to deal with and the whole experience was seamless, from the first conversation to receiving the terminal.”

Owner, Bakery
assortment of breads on shelves

"Zero Cost™ EFTPOS is saving me $40,000 a year across my three stores. It's helping my cash flow, and I'm getting better service."

Owner, Bakery

“We still keep all our business accounts with our bank, and we now have the best EFTPOS solution. So it’s the best of both worlds, you could say.”

Owner, Patisserie

We’re Here to do One Thing Give Aussies a Better Deal Than The Bank.

Smartpay is the largest independently owned and operated EFTPOS provider in Australasia and, no bragging, we’re pretty darn good at it.

We’ve been helping Aussie businesses with payment solutions for over 10 years. We provide reliable EFTPOS solutions and superfast settlement. We’re big on service with 24/7 expert support and include many add-on features as standard.

Say Goodbye to the Big 4

We’re EFTPOS specialists, not bankers, and we’re here to help businesses take control of their money.

Boost Your Business Cash Flow

No more uncertainty with low or no fees and lightning-fast processing.

We're Here for You

Our Payment Specialists are local and always there when you need them, 24/7, 365 days a year.

Switching to the Best is Easy

Just sign up, turn on your new terminal and away you go.

Benefits of Smartpay’s EFTPOS solution for Bakeries

  • Unlimited fee-free transactions
  • Calculate the right surcharge automatically – no admin or guesswork
  • Portable, lightweight terminal that connects via 4G, Wi-Fi or Broadband
  • No lock-in contracts
  • Customise when you apply a surcharge and for what cards
  • Settlement to your chosen business bank account – what we bank is yours to keep
  • No terminal rental for any terminal that processes $10,000+ in credit card transactions per month, otherwise $34.95 + GST applies
Hand holding Visa card tapping Android Terminal making successful payment

Get Started with Smartpay

Switch to the EFTPOS Specialists, and join 30,000+ businesses who are saving on EFTPOS fees

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