Settlement Times

Smartpay settles to your nominated bank for processing the next business day. However, each bank will clear the funds at different times. Please call your merchant bank to see when these funds will be available for use.

Transaction DayMondayTuesdayWednesdayThursdayFriday, Saturday & Sunday
Settlement DayTuesdayWednesdayThursdayFridayMonday

Please note that business days take into account public holidays in Australia and New Zealand. 

Using a Smartpay D210e terminal with MOTO transactions? Learn more about MOTO settlement here.